You are im­por­tant to us. And so is your pri­va­cy. It is our pol­i­cy to re­spect your pri­va­cy re­gard­ing any in­for­ma­tion we may col­lect from you across our web­site and oth­er sites we own and operate. 

Be­yond just pri­va­cy, it’s al­so im­por­tant to use that you un­der­stand the terms and con­di­tions of us­ing this site. These de­tails will be in legalese (thank you, GDPR, and thank you, ex­pen­sive lawyers we can’t af­ford!) but we’ve tried to make them as clear as pos­si­ble and to struc­ture them to fol­low the gold­en rule: to treat you the way we would want to be treat­ed if we were a typ­i­cal user of the site. And that is to be treat­ed with re­spect, with fair­ness, and with clar­i­ty. So with­out fur­ther ado:


By ac­cess­ing the web­site, you are agree­ing to be bound by these terms of ser­vice, all ap­plic­a­ble laws and reg­u­la­tions, and agree that you are re­spon­si­ble for com­pli­ance with any ap­plic­a­ble lo­cal laws. If you do not agree with any of these terms, you are pro­hib­it­ed from us­ing or ac­cess­ing this site. The ma­te­ri­als con­tained in this web­site are pro­tect­ed by ap­plic­a­ble copy­right and trade­mark law.

Use Li­cense

Per­mis­sion is grant­ed to tem­porar­i­ly down­load one copy of the ma­te­ri­als on our web­site for per­son­al, non-com­mer­cial tran­si­to­ry view­ing on­ly. Sub­ject to the oth­er pro­vi­sions of these terms and con­di­tions, you may:

  • view pages from our web­site in a web browser;
  • down­load pages from our web­site for caching in a web browser;
  • print pages from our website;
  • stream au­dio and video files from our web­site; and
  • use any ser­vices we may pro­vide by means of a web browser,

This is the grant of a li­cense, not a trans­fer of ti­tle, and un­der this li­cense you may not:

  • mod­i­fy or copy the materials;
  • use the ma­te­ri­als for any com­mer­cial pur­pose, or for any pub­lic dis­play (com­mer­cial or non-commercial);
  • at­tempt to de­com­pile or re­verse en­gi­neer any soft­ware con­tained on our website;
  • re­move any copy­right or oth­er pro­pri­etary no­ta­tions from the materials;
  • trans­fer the ma­te­ri­als to an­oth­er per­son or “mir­ror” the ma­te­ri­als on any oth­er server;
  • use the ma­te­ri­als on this site for busi­ness pur­pos­es with­out our ex­plic­it, writ­ten permission
  • ed­it or oth­er­wise mod­i­fy ma­te­r­i­al on this web­site with­out our ex­plic­it, writ­ten permission.

Un­less you own or con­trol the rel­e­vant rights in the ma­te­r­i­al, or you have our ex­plic­it, writ­ten per­mis­sion, you must not:

  • re­pub­lish ma­te­r­i­al from our web­site (in­clud­ing re­pub­li­ca­tion on an­oth­er website);
  • sell, rent or sub-li­cense ma­te­r­i­al from our website;
  • show any ma­te­r­i­al from our web­site in public;
  • ex­ploit ma­te­r­i­al from our web­site for a com­mer­cial pur­pose; or
  • re­dis­trib­ute ma­te­r­i­al from our website.

This li­cense shall au­to­mat­i­cal­ly ter­mi­nate if you vi­o­late any of these re­stric­tions and may be ter­mi­nat­ed by us at any time. Up­on ter­mi­nat­ing your view­ing of these ma­te­ri­als or up­on the ter­mi­na­tion of this li­cense, you must de­stroy any down­loaded ma­te­ri­als in your pos­ses­sion whether in elec­tron­ic or print­ed for­mat. We re­serve the right to re­strict ac­cess to ar­eas of our web­site, or in­deed our whole web­site, at our dis­cre­tion; you must not cir­cum­vent or by­pass, or at­tempt to cir­cum­vent or by­pass, any ac­cess re­stric­tion mea­sures on our website.

Ac­cept­able Use

You must not:

  • use our web­site in any way or take any ac­tion that caus­es, or may cause, dam­age to the web­site or im­pair­ment of the per­for­mance, avail­abil­i­ty or ac­ces­si­bil­i­ty of the website;
  • use our web­site in any way that is un­law­ful, il­le­gal, fraud­u­lent or harm­ful, or in con­nec­tion with any un­law­ful, il­le­gal, fraud­u­lent or harm­ful pur­pose or activity;
  • use our web­site to copy, store, host, trans­mit, send, use, pub­lish or dis­trib­ute any ma­te­r­i­al which con­sists of (or is linked to) any spy­ware, com­put­er virus, Tro­jan horse, worm, key­stroke log­ger, rootk­it or oth­er ma­li­cious com­put­er software;
  • con­duct any sys­tem­at­ic or au­to­mat­ed da­ta col­lec­tion ac­tiv­i­ties (in­clud­ing with­out lim­i­ta­tion scrap­ing, da­ta min­ing, da­ta ex­trac­tion and da­ta har­vest­ing) on or in re­la­tion to our web­site with­out our ex­press writ­ten consent;
  • ac­cess or oth­er­wise in­ter­act with our web­site us­ing any ro­bot, spi­der or oth­er au­to­mat­ed means, ex­cept for the pur­pose of search en­gine indexing;
  • vi­o­late the di­rec­tives set out in the robots.txt file for our web­site; or
  • use da­ta col­lect­ed from our web­site for any di­rect mar­ket­ing ac­tiv­i­ty (in­clud­ing with­out lim­i­ta­tion email mar­ket­ing, SMS mar­ket­ing, tele­mar­ket­ing and di­rect mailing).

You must not use da­ta col­lect­ed from our web­site to con­tact in­di­vid­u­als, com­pa­nies or oth­er per­sons or en­ti­ties. You must en­sure that all the in­for­ma­tion you sup­ply to us through our web­site, or in re­la­tion to our web­site, is true, ac­cu­rate, cur­rent, com­plete and non-misleading.


The ma­te­ri­als on our web­site are pro­vid­ed on an ‘as is’ ba­sis. We make no war­ranties, ex­pressed or im­plied, and here­by dis­claims and negates all oth­er war­ranties in­clud­ing, with­out lim­i­ta­tion, im­plied war­ranties or con­di­tions of mer­chantabil­i­ty, fit­ness for a par­tic­u­lar pur­pose, or non-in­fringe­ment of in­tel­lec­tu­al prop­er­ty or oth­er vi­o­la­tion of rights.

Fur­ther, we do not war­rant or make any rep­re­sen­ta­tions con­cern­ing the ac­cu­ra­cy, like­ly re­sults, or re­li­a­bil­i­ty of the use of the ma­te­ri­als on its web­site or oth­er­wise re­lat­ing to such ma­te­ri­als or on any sites linked to this site.


In no event shall we or our sup­pli­ers be li­able for any dam­ages (in­clud­ing, with­out lim­i­ta­tion, dam­ages for loss of da­ta or prof­it, or due to busi­ness in­ter­rup­tion) aris­ing out of the use or in­abil­i­ty to use the ma­te­ri­als on our web­site, even if we or one of our au­tho­rized rep­re­sen­ta­tives has been no­ti­fied oral­ly or in writ­ing of the pos­si­bil­i­ty of such dam­age. Be­cause some ju­ris­dic­tions do not al­low lim­i­ta­tions on im­plied war­ranties, or lim­i­ta­tions of li­a­bil­i­ty for con­se­quen­tial or in­ci­den­tal dam­ages, these lim­i­ta­tions may not ap­ply to you.

Ac­cu­ra­cy of materials

The ma­te­ri­als ap­pear­ing on our web­site could in­clude tech­ni­cal, ty­po­graph­i­cal, or pho­to­graph­ic er­rors. We do not war­rant that any of the ma­te­ri­als on its web­site are ac­cu­rate, com­plete or cur­rent. We may make changes to the ma­te­ri­als con­tained on its web­site at any time with­out no­tice. How­ev­er we do not make any com­mit­ment to up­date the materials.


All ma­te­r­i­al on this site, in­clud­ing tex­tu­al and vi­su­al ma­te­ri­als, are copy­right­ed, owned and con­trolled by the web­site, or have had all ap­pro­pri­ate li­cens­es ob­tained for their use.


We have not re­viewed all of the sites linked to its web­site and is not re­spon­si­ble for the con­tents of any such linked site. The in­clu­sion of any link does not im­ply en­dorse­ment by us or our site. Use of any such linked web­site is at the user’s own risk.

On­ly When Necessary

We on­ly ask for per­son­al in­for­ma­tion when we tru­ly need it to pro­vide a ser­vice to you. We col­lect it by fair and law­ful means, with your knowl­edge and con­sent. We al­so let you know why we’re col­lect­ing it and how it will be used.

Re­tain­ing Information

We on­ly re­tain col­lect­ed in­for­ma­tion for as long as nec­es­sary to pro­vide you with your re­quest­ed ser­vice. What da­ta we store, we’ll pro­tect with­in com­mer­cial­ly ac­cept­able means to pre­vent loss and theft, as well as unau­tho­rized ac­cess, dis­clo­sure, copy­ing, use or modification.

Third Par­ties

We don’t share any per­son­al­ly iden­ti­fy­ing in­for­ma­tion pub­licly or with third-par­ties, ex­cept when re­quired to by law, with the ex­cep­tion of stan­dard and wide­ly ac­cept­ed web an­a­lyt­ics sys­tems such as Google An­a­lyt­ics, and stan­dard and wide­ly used on­line ad­ver­tis­ing plat­forms such as Google Adwords.

Ex­ter­nal Links

Our web­site may link to ex­ter­nal sites that are not op­er­at­ed by us. Please be aware that we have no con­trol over the con­tent and prac­tices of these sites, and can­not ac­cept re­spon­si­bil­i­ty or li­a­bil­i­ty for their re­spec­tive pri­va­cy policies.

Right to Refuse In­for­ma­tion Request

You are free to refuse our re­quest for your per­son­al in­for­ma­tion, with the un­der­stand­ing that we may be un­able to pro­vide you with some or all of your de­sired ser­vices or communication.

Log Files

Web­site Name fol­lows a stan­dard pro­ce­dure of us­ing log files. These files log vis­i­tors when they vis­it web­sites. All host­ing com­pa­nies do this and a part of host­ing ser­vices’ an­a­lyt­ics. The in­for­ma­tion col­lect­ed by log files in­clude in­ter­net pro­to­col (IP) ad­dress­es, brows­er type, In­ter­net Ser­vice Provider (ISP), date and time stamp, referring/exit pages, and pos­si­bly the num­ber of clicks. These are not linked to any in­for­ma­tion that is per­son­al­ly iden­ti­fi­able. The pur­pose of the in­for­ma­tion is for an­a­lyz­ing trends, ad­min­is­ter­ing the site, track­ing users’ move­ment on the web­site, and gath­er­ing de­mo­graph­ic information.

Cook­ies and Web Beacons

Like any oth­er web­site, Web­site Name us­es ‘cook­ies’. These cook­ies are used to store in­for­ma­tion in­clud­ing vis­i­tors’ pref­er­ences, and the pages on the web­site that the vis­i­tor ac­cessed or vis­it­ed. The in­for­ma­tion is used to op­ti­mize the users’ ex­pe­ri­ence by cus­tomiz­ing our web page con­tent based on vis­i­tors’ brows­er type and/or oth­er information.

Dou­bleClick DART Cookies

Google is one of the third-par­ty ven­dors whom we may use on our site. Google us­es cook­ies, known as DART cook­ies, to serve ads to our site vis­i­tors and oth­er sites on the in­ter­net. How­ev­er, vis­i­tors may choose to de­cline the use of DART cook­ies by vis­it­ing the Google ad and con­tent net­work Pri­va­cy Pol­i­cy at the fol­low­ing URL –

Oth­er & Third Par­ty Advertisers

Some of ad­ver­tis­ers on our site may use cook­ies and web bea­cons. Our ad­ver­tis­ing part­ners are list­ed be­low. Each of our ad­ver­tis­ing part­ners has their own Pri­va­cy Pol­i­cy for their poli­cies on user da­ta. For eas­i­er ac­cess, we hy­per­linked to their Pri­va­cy Poli­cies be­low. Third-par­ty ad servers or ad net­works us­es tech­nolo­gies like cook­ies, JavaScript, or Web Bea­cons that are used in their re­spec­tive ad­ver­tise­ments and links that ap­pear on Web­site Name, which are sent di­rect­ly to users’ brows­er. They au­to­mat­i­cal­ly re­ceive your IP ad­dress when this oc­curs. These tech­nolo­gies are used to mea­sure the ef­fec­tive­ness of their ad­ver­tis­ing cam­paigns and/or to per­son­al­ize the ad­ver­tis­ing con­tent that you see on web­sites that you vis­it. Note that we have no ac­cess to or con­trol over these cook­ies that are used by third-par­ty advertisers.

Third Par­ty Pri­va­cy Policies

Our Pri­va­cy Pol­i­cy does not ap­ply to oth­er ad­ver­tis­ers or web­sites. Thus, we are ad­vis­ing you to con­sult the re­spec­tive Pri­va­cy Poli­cies of these third-par­ty ad servers for more de­tailed in­for­ma­tion. It may in­clude their prac­tices and in­struc­tions about how to opt-out of cer­tain op­tions. You may find a com­plete list of these Pri­va­cy Poli­cies and their links here: Pri­va­cy Pol­i­cy Links.

Dis­abling Cookies

You can choose to dis­able cook­ies through your in­di­vid­ual brows­er op­tions. To know more de­tailed in­for­ma­tion about cook­ie man­age­ment with spe­cif­ic web browsers, it can be found at the browsers’ re­spec­tive websites.

Chil­dren’s Information

An­oth­er part of our pri­or­i­ty is adding pro­tec­tion for chil­dren while us­ing the in­ter­net. We en­cour­age par­ents and guardians to ob­serve, par­tic­i­pate in, and/or mon­i­tor and guide their on­line ac­tiv­i­ty. We do not know­ing­ly col­lect any Per­son­al Iden­ti­fi­able In­for­ma­tion from chil­dren un­der the age of 13. If you think that your child pro­vid­ed this kind of in­for­ma­tion on our web­site, we strong­ly en­cour­age you to con­tact us im­me­di­ate­ly and we will do our best ef­forts to prompt­ly re­move such in­for­ma­tion from our records.

On­line Pri­va­cy Pol­i­cy Only

This pri­va­cy pol­i­cy ap­plies on­ly to our on­line ac­tiv­i­ties and is valid for vis­i­tors to our web­site with re­gards to the in­for­ma­tion that they shared and/or col­lect in Web­site Name. This pol­i­cy is not ap­plic­a­ble to any in­for­ma­tion col­lect­ed of­fline or via chan­nels oth­er than this website.


By us­ing our web­site, you here­by con­sent to our Pri­va­cy Pol­i­cy and agree to its Terms and Conditions.

Your Con­tent: License

In these terms and con­di­tions, “your con­tent” means all works and ma­te­ri­als (in­clud­ing with­out lim­i­ta­tion text, graph­ics, im­ages, au­dio ma­te­r­i­al, video ma­te­r­i­al, au­dio-vi­su­al ma­te­r­i­al, scripts, soft­ware and files) that you sub­mit to us or our web­site for stor­age or pub­li­ca­tion on, pro­cess­ing by, or trans­mis­sion via, our website.

You grant to us a world­wide, ir­rev­o­ca­ble, non-ex­clu­sive, roy­al­ty-free li­cence to use, re­pro­duce, store, adapt, pub­lish, trans­late and dis­trib­ute your con­tent in any ex­ist­ing or fu­ture me­dia OR re­pro­duce, store and pub­lish your con­tent on and in re­la­tion to this web­site and any suc­ces­sor web­site OR re­pro­duce, store and, with your spe­cif­ic con­sent, pub­lish your con­tent on and in re­la­tion to this website.

You grant to us the right to sub-li­cense the rights. You grant to us the right to bring an ac­tion for in­fringe­ment of the rights. You here­by waive all your moral rights in your con­tent to the max­i­mum ex­tent per­mit­ted by ap­plic­a­ble law; and you war­rant and rep­re­sent that all oth­er moral rights in your con­tent have been waived to the max­i­mum ex­tent per­mit­ted by ap­plic­a­ble law. You may ed­it your con­tent to the ex­tent per­mit­ted us­ing the edit­ing func­tion­al­i­ty made avail­able on our web­site. With­out prej­u­dice to our oth­er rights un­der these terms and con­di­tions, if you breach any pro­vi­sion of these terms and con­di­tions in any way, or if we rea­son­ably sus­pect that you have breached these terms and con­di­tions in any way, we may delete, un­pub­lish or ed­it any or all of your content.

Your con­tent: rules

You war­rant and rep­re­sent that your con­tent will com­ply with these terms and con­di­tions. Your con­tent must not be il­le­gal or un­law­ful, must not in­fringe any per­son­’s le­gal rights, and must not be ca­pa­ble of giv­ing rise to le­gal ac­tion against any per­son (in each case in any ju­ris­dic­tion and un­der any ap­plic­a­ble law). Your con­tent, and the use of your con­tent by us in ac­cor­dance with these terms and con­di­tions, must not:

  • be li­bel­lous or ma­li­cious­ly false;
  • be ob­scene or indecent;
  • in­fringe any copy­right, moral right, data­base right, trade mark right, de­sign right, right in pass­ing off, or oth­er in­tel­lec­tu­al prop­er­ty right;
  • in­fringe any right of con­fi­dence, right of pri­va­cy or right un­der da­ta pro­tec­tion legislation;
  • con­sti­tute neg­li­gent ad­vice or con­tain any neg­li­gent statement;
  • con­sti­tute an in­cite­ment to com­mit a crime, in­struc­tions for the com­mis­sion of a crime or the pro­mo­tion of crim­i­nal activity;
  • be in con­tempt of any court, or in breach of any court order;
  • be in breach of racial or re­li­gious ha­tred or dis­crim­i­na­tion legislation;
  • be blas­phe­mous;
  • be in breach of of­fi­cial se­crets legislation;
  • be in breach of any con­trac­tu­al oblig­a­tion owed to any person;
  • be un­true, false, in­ac­cu­rate or misleading;
  • con­sist of or con­tain any in­struc­tions, ad­vice or oth­er in­for­ma­tion which may be act­ed up­on and could, if act­ed up­on, cause ill­ness, in­jury or death, or any oth­er loss or damage;
  • con­sti­tute spam; or
  • be de­cep­tive, fraud­u­lent, threat­en­ing, abu­sive, ha­rass­ing, menacing.

Lim­it­ed warranties

We do not war­rant or represent:

  • the com­plete­ness or ac­cu­ra­cy of the in­for­ma­tion pub­lished on our website;
  • that the ma­te­r­i­al on the web­site is up to date; or
  • that the web­site or any ser­vice on the web­site will re­main available.

We re­serve the right to dis­con­tin­ue or al­ter any or all of our web­site ser­vices, and to stop pub­lish­ing our web­site, at any time in our sole dis­cre­tion with­out no­tice or ex­pla­na­tion; and save to the ex­tent ex­press­ly pro­vid­ed oth­er­wise in these terms and con­di­tions, you will not be en­ti­tled to any com­pen­sa­tion or oth­er pay­ment up­on the dis­con­tin­u­ance or al­ter­ation of any web­site ser­vices, or if we stop pub­lish­ing the website.

To the max­i­mum ex­tent per­mit­ted by ap­plic­a­ble law and sub­ject to this agree­ment, we ex­clude all rep­re­sen­ta­tions and war­ranties re­lat­ing to the sub­ject mat­ter of these terms and con­di­tions, our web­site and the use of our website.


You here­by agree that we may as­sign, trans­fer, sub-con­tract or oth­er­wise deal with our rights and/or oblig­a­tions un­der these terms and con­di­tions. You may not with­out our pri­or writ­ten con­sent as­sign, trans­fer, sub-con­tract or oth­er­wise deal with any of your rights and/or oblig­a­tions un­der these terms and conditions. 


If a pro­vi­sion of these terms and con­di­tions is de­ter­mined by any court or oth­er com­pe­tent au­thor­i­ty to be un­law­ful and/or un­en­force­able, the oth­er pro­vi­sions will con­tin­ue in ef­fect. If any un­law­ful and/or un­en­force­able pro­vi­sion of these terms and con­di­tions would be law­ful or en­force­able if part of it were delet­ed, that part will be deemed to be delet­ed, and the rest of the pro­vi­sion will con­tin­ue in effect. 

Third par­ty rights

A con­tract un­der these terms and con­di­tions is for our ben­e­fit and your ben­e­fit, and is not in­tend­ed to ben­e­fit or be en­force­able by any third par­ty. The ex­er­cise of the par­ties’ rights un­der a con­tract un­der these terms and con­di­tions is not sub­ject to the con­sent of any third party.

En­tire Agreement

This agree­ment, in­clud­ing both the terms and con­di­tions and pri­va­cy pol­i­cy, shall con­sti­tute the en­tire agree­ment be­tween you and us in re­la­tion to your use of our web­site and shall su­per­sede all pre­vi­ous agree­ments be­tween you and us in re­la­tion to your use of our website.


We may re­vise these terms of ser­vice and pri­va­cy poli­cies for our web­site at any time with­out no­tice. By us­ing this web­site you are agree­ing to be bound by the then cur­rent ver­sion of these terms of service.

Gov­ern­ing Law

These terms and con­di­tions are gov­erned by and con­strued in ac­cor­dance with the laws of New York and you ir­rev­o­ca­bly sub­mit to the ex­clu­sive ju­ris­dic­tion of the courts in that State or location.

Ques­tions & Contact

If you have ad­di­tion­al ques­tions or re­quire more in­for­ma­tion about our Pri­va­cy Pol­i­cy or our Terms & Con­di­tions, do not hes­i­tate to con­tact us through the con­tact form of this web page. Ze­ro hesitation!

East­er Egg

Does any­one ac­tu­al­ly read this? If so, drop us a note and say hi. We love peo­ple who are de­tail-ori­ent­ed enough to read this far in­to the terms.